Alaska Personal Injury Law Group attorneys have waged many legal battles to force Allstate to produce documents that are relevant to insurance “bad faith” claims against the insurer by injured Alaskans. These claims have alleged that Allstate unfairly and unreasonably delayed and “low balled” their personal injury insurance claims. Significantly,…
Articles Posted in Insurance & Bad Faith Claims
Allstate Finally Releases Development Documents For Its “Boxing Gloves” Claims Adjusting Program
Allstate has finally made public its controversial “McKinsey Documents” which describe the development of its self-described “radical” claims handling program. Allstate made these documents public just days after a Florida court affirmed an order from the Florida Division of Insurance prohibiting Allstate from writing any new business in that state…
Health Insurer Punished for Bad Faith Cancellation of Policy of Insured Undergoing Cancer Treatment
In an insurance bad faith case, a retired judge, sitting as an arbitrator, has found a willful scheme to cheat the insured and imposed punitive damages against a health insurer for post-claim underwriting. Post-claim underwriting is a scheme where an insurer facing a claim for benefits “investigates” the policy application…
Insurers’ Bad Faith Post-Claim Underwriting Rejected by Court
Wouldn’t it be great if you could get paid for making a promise to do something in the future, but when the time came to keep your side of the bargain you could cancel the contract and not have to pay? The person you made the promises to might be…
Institutional Bad Faith 101 — How Allstate’s DOLF Program Works
We recently reported on the CNN study that found insurers like Allstate and State Farm have systematic programs to force their insureds to settle for less insurance proceeds than the insurance company promised them in their insurance policies. CNN concluded that these programs have resulted in billions of dollars of…
Health Insurer Pushes Itself Into Doctors’ Exam Rooms
We at the Alaska Personal Injury Group have seen it again and again with insurers, and have documented the practices in this blog: insurers mercilessly attempting to reduce costs by withholding policy benefits owed to policyholders, all the while justifying outlandish premium rate hikes by claiming that costs are too…
Study Finds Institutional Bad Faith at Allstate, State Farm and Other Major Insurers
An 18-month study by CNN has confirmed that most of the major insurers, lead by Allstate and State Farm, are engaging in institutional bad faith claim practices. The study found that insurers, including Allstate and State Farm, have not been treating their insureds fairly. Instead of fair treatment for insureds,…
Allstate Officials Tout Profits While Allstate Seeks Huge Rate Increases From Insurance Regulators
As reported in earlier articles here, Allstate Insurance companies are under intense scrutiny by insurance regulators and legislators in Florida. The state officials suggest Allstate is gouging consumers with unjustified requests for rate increases as high as 42%. It is instructive to contrast the tale of woe Allstate is telling…
Allstate Uses Unauthorized Global Warming Model To Justify Huge Rate Increases.
As everyone knows, Florida suffered significant hurricane damage in 2004 and 2005. Since then, however, Florida has avoided major hurricane damage. Thus, Allstate has avoided significant hurricane losses over the last two years. In addition, new laws were passed in Florida to use billions of dollars of public funds to…
Allstate’s Bad Faith Claim Practices and Rate Increases Are Being Investigated by Legislators and Regulators
Allstate continues to be investigated for bad faith claim handling practices, wrongful termination of policies and excessive rates. Regulators and the Florida legislators who grilled Allstate representatives earlier this week have discovered that Allstate terminated the homeowners’ policies of thousands of insureds who had their auto coverage with an insurer…